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Rising water doesn't check the flood maps first.
Just because you don't live in a high-risk flood zone doesn't mean it'll never happen to you — flooding is a risk almost anywhere, and the damage can be severe. Standard home insurance does not typically cover flood damage, and government programs only cover a small share of homes.
A separate flood policy fills that gap, covering your home's structure and belongings against rising water from storms, snowmelt, drainage failures and more — regardless of what the flood maps say about your address.
Click it. Read it. Cover it.
Explore a flooded home and see exactly what a flood policy protects — tap any gold marker on the scene.
Covers your home’s foundation, walls and structure against damage from rising flood water.
Common questions, answered.
Coverage varies by policy, but flood policies generally cover losses caused by rainstorms, snowmelt, storm drainage system failures, and dam failures — not just overflowing rivers.
Ready to protect what matters?
Get a free, no-obligation quote — or talk to a licensed Fadaie agent who knows flood insurance inside and out.
Real words from Fadaie clients.
“Words cannot say enough about Fadaie. My agent Jack is absolutely amazing, always on the front foot and willing to go the extra mile.”