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Umbrella insurance has an unusual name, but it's a simple concept — an extra liability policy for added peace of mind. Most commonly, it's coverage you get on top of an auto, home, or watercraft policy. It focuses specifically on liability, the cost you might owe someone else for an event where you're held responsible.
You'd usually turn to umbrella insurance when your main policy's liability limits are too low for your needs. The umbrella only pays out once your main policy has paid in full — picking up the remainder of the costs.
Explore a family home from above — pool, driveway, and all — and see exactly what an umbrella policy protects. Tap any gold marker on the scene.
Kicks in once your auto policy’s liability limits are exhausted after a serious at-fault accident.
This type of coverage is specifically about liability — the cost you might have to pay somebody else for an unfortunate event where you’re held responsible. It doesn’t usually include losses you bear yourself, such as damage to your own property or stolen possessions.
Get a free, no-obligation quote — or talk to a licensed Fadaie agent who knows umbrella insurance inside and out.
“Words cannot say enough about Fadaie. My agent Jack is absolutely amazing, always on the front foot and willing to go the extra mile.”