877-411-6112The Woodlands, TX · Aliso Viejo, CA · DeLand, FL
Personal Insurance Watercraft Insurance

Watercraft insurance helps protect you and your boat.

So you can enjoy the open water with coverage for damage, liability, towing, and everything in between.

Two people checking a boat at a marina in warm evening light
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Coverage for the boat, the dock, and the liability that follows you offshore.

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What does watercraft insurance cover?

Leave your worries on dry land.

Getting out on the water should be carefree, but owning and running a boat brings real financial risk. Like motor vehicles, boats and other watercraft are prone to accidents, theft, breakdowns, property damage, and liability issues. Watercraft insurance means you can stop worrying and get back to relaxing on your boat.

A boat policy usually has two standard elements — physical damage coverage for your vessel, and liability for damage or injuries you cause to others — plus optional extras worth considering.

Interactive Coverage

Click it. Read it. Cover it.

Explore a sunny marina dock lined with boats and see exactly what a watercraft policy protects — tap any gold marker on the scene.

Step 1Click a hotspot
Step 2Discover risks
Step 3Get coverage
Tap the markers
Core coveragePhysical Damage Coverage

Covers your boat for damage from collision, fire, severe weather, theft, or vandalism.

Collision with a dock or another vessel
Fire, storms, and severe weather
Theft & vandalism
Real-world claimA summer storm drives your boat into the dock, damaging the hull.
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Core coverage Included endorsement Optional add-on
Good to know

Common questions, answered.

It’s the last thing you’d want as a boat owner, but breakdowns can happen. With towing and assistance coverage, expenses for assistance like towing or refueling may be covered.

Fadaie Insurance

Ready to protect what matters?

Get a free, no-obligation quote — or talk to a licensed Fadaie agent who knows watercraft insurance inside and out.

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Words cannot say enough about Fadaie. My agent Jack is absolutely amazing, always on the front foot and willing to go the extra mile.
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